How to Transfer from Revolut to Bank: Step-by-Step Guide (2025)

Sending money from your Revolut account to a regular bank shouldn’t feel like guesswork. Whether you’re topping up a Bank of Ireland current account or wiring funds to a Wells Fargo checking account, the process is straightforward — once you know the buttons and the gotchas.

Average transfer time to local bank: Same day or within 2 hours in many regions (Revolut blog) ·
Standard transfer fee: Free for GBP transfers up to £1,000/month (Revolut pricing page) ·
Countries supported: Transfers to bank accounts in over 150 countries ·
Regulated by: Financial Conduct Authority (FCA) in the UK

Five key facts about Revolut bank transfers, one pattern: the service is regulated and free for moderate usage, but speed varies by region.

Can I transfer money from Revolut to my bank account?

Yes – Revolut allows you to send money directly to any external bank account in supported currencies. You just need sufficient funds and a valid recipient account.

• Eligibility: you must have an active Revolut account with funds in the relevant currency (Revolut Help official support documentation).
• Supported currencies: over 25, including EUR, GBP, USD, and INR (Revolut money transfer page).
• Monthly limits: free standard transfers up to £1,000 (or equivalent). Above that, a 1% fee applies (Revolut pricing page).

The implication: for most users sending under £1,000 per month, the service is effectively free.

How do I send money to my bank account?

Step-by-step in-app process

1. Open the Revolut app and tap ‘Payments’ from the bottom menu (Revolut Help).
2. Tap the plus symbol (+) in the top-right corner (Revolut Help).
3. Select ‘Bank recipient’ (for domestic) or ‘International’ (for cross-border) (Wise money transfer comparison site).
4. Enter the recipient’s full name, account number/IBAN, BIC/SWIFT (for international), or sort code (UK/Ireland) (Revolut send to Ireland guide).
5. Enter the amount, choose currency, and add an optional reference (Revolut Help).
6. Review the details – the app shows the estimated arrival time and any fees – then confirm (Revolut official guide).

Adding recipient bank details

• For UK/Ireland: account number and sort code (Revolut Tutorial on YouTube).
• For US: account number and routing number (Make Money Anthony on YouTube).
• For EU: IBAN and BIC/SWIFT (Revolut official guide).
• Payment Links: you can also send money using the recipient’s phone or email – no bank details needed (Revolut official guide).

Selecting payment method and amount

Choose ‘Standard’ (free within monthly allowance) or ‘Instant’ (fee may apply). The app shows real-time fees and delivery estimates before you confirm (Revolut official guide).

The pattern: the entire process takes under two minutes once you have the recipient’s details handy.

Does Revolut transfer to bank instantly?

Standard vs instant transfer options

Revolut offers two main paths:

• Standard – free but slower (e.g., UK Faster Payments within 2 hours, other regions 1–3 business days).
• Instant – available for certain corridors (UK, SEPA, US) at a small fee – arrives in seconds (Revolut blog).

Factors affecting transfer speed

• Destination bank: some smaller banks or credit unions may not support instant credits (Wise comparison).
• Currency pair: same-currency (EUR to EUR) is faster than cross-currency (USD to EUR) (Revolut official guide).
• Time of day: UK Faster Payments run 24/7, but some local systems process only on business days (Bank of England).

What this means: instant transfers are reliable for major UK and EU banks but less so for smaller US credit unions.

How long to wait for a money transfer from Revolut to bank?

Typical transfer times by region

The table below shows what to expect based on destination and payment method.

Tracking your transfer status

Open the Revolut app, go to ‘Transactions’, and tap the transfer to see its status – ‘Pending’ means processing, ‘Completed’ means the recipient’s bank has received it (Wise comparison).

The pattern: local transfers in systems with real-time rails are fastest; cross-border and ACH take days. Always preview the estimate in the app before sending.

Is Revolut safe?

Regulatory oversight and licenses

• Revolut is authorised by the FCA (UK financial regulator) in the UK and regulated by the Central Bank of Ireland in the EU.
• In the US, Revolut’s transfer services operate under state licences and are subject to CFPB oversight.

Fund protection measures

• Customer funds are safeguarded in segregated accounts (Central Bank of Ireland).
• In the EU, deposits up to €100,000 are covered by the Deposit Guarantee Scheme (European Commission).
• Two-factor authentication and transaction monitoring are enabled by default (Revolut official guide).

“Revolut holds an e-money licence from the FCA and is a member of the Financial Services Compensation Scheme (FSCS) for certain products.”

FCA (UK financial regulator)

The implication: regulation and segregated accounts mean your money won’t vanish.

Step-by-Step Guide: How to Transfer from Revolut to a Bank

1. Open the Revolut app – ensure you’re logged in and have sufficient funds.
2. Tap ‘Payments’ → ‘+’ → choose ‘Bank recipient’ (domestic) or ‘International’ (cross-border).
3. Enter the recipient’s full name and bank details (account number/IBAN, sort code/BIC).
4. Input the amount and select currency – the app shows fees and expected arrival time.
5. Review all details – especially the exchange rate if converting – and confirm.
6. Track the transfer in ‘Transactions’ – you’ll see ‘Pending’ then ‘Completed’.

All steps sourced from Revolut Help official support documentation and verified by user guides on Wise comparison.

What Users Say

“The app guides you through every step – it’s as simple as entering the amount and hitting send. Most UK transfers landed within an hour for me.”

Reddit user, r/revolut (Reddit, March 2025)

“You can send money to any bank account in Ireland by entering the IBAN and BIC – the fee is shown upfront and is often zero for small amounts.”

Revolut official guide to sending to Ireland

The Takeaway for Irish and US Users

For Irish users sending to Bank of Ireland or AIB, standard SEPA transfers are free and arrive within 1–2 business days – pay a small premium for instant. For US users wiring to Wells Fargo or Chase, expect 1–3 business days via ACH unless you use Revolut’s instant option (where available). The safety net is strong: regulation and segregated accounts mean your money won’t vanish. The choice is clear: for routine transfers under £1,000, stick with free standard; for urgent payments, the fee is worth the speed.

Understanding Revoluts banking status and licenses can help clarify why certain transfer methods and fees apply when moving money to an external account.

Frequently Asked Questions